Last updated: [7-12-2025]

These Terms & Conditions govern your use of ashrafacademy.in and enrollment in our courses.

By accessing our Site or purchasing any course, you agree to be bound by these Terms.

1. Course Access

Upon payment, you receive:

• Access to video lessons

• Bonus materials (if any)

• Feedback/correction (as per course description)

You agree not to share your login credentials with anyone.

2. Payments

Payments are securely processed by third-party payment gateways such as Paytm, Razorpay, PayPal, or Stripe.

We do not store card or payment information.

3. Refunds

Our refund policy is defined in our Refund & Cancellation Policy, available at:
https://www.ashrafacademy.in/refundandcancellation

You must read and agree to that policy before purchasing.

4. Intellectual Property Rights

All videos, PDFs, lessons, and content on this site belong to Ashraf Academy.

You may not:

• Reproduce

• Share

• Sell

• Upload

• Distribute

any course material without written permission.

Legal action may be taken for unauthorized use.

5. Limitation of Liability

We are not liable for:

• Internet issues

• Device problems

• Payment gateway delays

• User misuse of content

Learning results vary by individual effort and consistency.

6. Governing Law

These Terms are governed by Indian law.
Any disputes shall be resolved in the courts of [Kalaburgi], India.

7. Contact

Email: support@ashrafacademy.in